Under the Risk Reports section you can find reports related to transactions which might be connected to a payment risk, if you provide goods with a payment plan to this customer. We detect these transactions and bundle them under one report, which your application can consume within seconds.
To have a deeper understanding of the cash flow of your users, we provide the whole Cash Flow Reports section. Here you can find a variety of income and expenditure related labels, in which we aggregate and summarize the according transactions belonging to a specific field, like insurances, income or rent and living.
Welcome to finAPI Schufa Services!
The finAPI Schufa API is designed to support a Schufa Mobile Application by providing access to Schufa end-user functionality, as available on the meineSchufa Portal. Currently, it is connected to the meineSchufa Grow Portal via a set of web scrapers.
Welcome to Schufa FraudPool!
The Schufa FraudPool API is designed to support the Schufa FraudPool application.
This service can be used to create process IDs. Behind a process ID is a user, which is managed by the system and returns an access token by retrieving the ID.
A process token can be attached to a link in emails or printed as a QR code, which includes the link.
User management in the Processmanager is largely automated. A user is created when a process token is created. This is automatically deleted after a configurable period of time for the mandator if it is not used.
Alternatively, the deletion of the user can be initiated directly by calling the
complete endpoint. In this case, a defined period of time also applies until the user is finally deleted, in order to be able to terminate other asynchronous internal system processes.
This service use takes (bank-)transactions as an input. Based on the analysis of transaction parameters like for example
The assigned labels allow to group transactions, respectively filter them for a specific use case. The labels cover the areas cash flow, risks and contracts. Labels vary in level of detail; example: transaction assigned with the label
CAR_INSURANCE will be a subset of those labelled with the more generic
Please refer to the Data Intelligence documentation to find examples, how labels are used in intelligence reports.
This service provides an easy-to-use REST API, wrapping the access to the SCHUFA-web-services SOAP API(s).
The service allows the usage of the SCHUFA Credit Check API (A-Auskunft, B-Auskunft), the SCHUFA Identity Check, and the SCHUFA Bank Account Check plus IBAN. Additionally, it is possible to execute a name-similarity evaluation using an advanced algorithm from SCHUFA.
To use this service, SCHUFA credentials are required. Please contact firstname.lastname@example.org for further details.